If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Cori Blount
Real Estate Express Services
34119 Keller Court
Winchester
CA 92596
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Cori Blount is the broker /owner of Real Estate Express Services with 18 years of personal sales experience as well as an independent Broker. Having represented a national builder, and having held position as vice president of operations with a national franchise, it is my pleasure to represent both buyers and sellers in the exciting field of real estate here in Southwest Riverside County. With a vast knowledge in all aspects of residential real estate necessary to make YOUR experience successful and equitable it will be my pleasure to be of service to you .

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